--- title: 2013 Health Savings Accounts and Flexible Spending Limits Announced description: The new 2013 Health Savings Accounts and Flexible Spending Limits Announced --- [![logo-new-2](https://promotion-payroll-hr.pinnaclehro.com/hs-fs/file-420784457-png/images/logo-new-2.png)](http://www.pinnaclehro.com?hsLang=en-us) - [Paycheck Login](https://www.paycheckrecords.com/default.jsp) - [HR Login](http://www.thinkhr.com/hrhotline/login.php) - [Payroll Login](https://iop.intuit.com)  |  1-888-353-2976 - [Payroll](https://promotion-payroll-hr.pinnaclehro.com/employee-payroll-services-california?hsLang=en-us) - [Small Business Payroll Services](https://promotion-payroll-hr.pinnaclehro.com/payroll-services/small-business-payroll-processing-services?hsLang=en-us)![](https://promotion-payroll-hr.pinnaclehro.com/hs-fs/file-2100883184-jpg/images/payroll-small.jpg) - [Mid Size Business Payroll Services ](https://promotion-payroll-hr.pinnaclehro.com/payroll-services/mid-size-business-payroll-processing-services?hsLang=en-us)![](https://promotion-payroll-hr.pinnaclehro.com/hs-fs/file-2100883179-jpg/images/payroll-mid.jpg) - 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[Tweet](https://twitter.com/share)   Health Savings Accounts (HSA) are pre-tax accounts available to individuals who are covered under a high-deductible health plan (HDHP). These accounts help employees pay for health expenses in the face of rising health insurance costs. Eligible individuals can accumulate money, tax-free, in HSAs to pay for qualified medical expenses. To be eligible to participate in an HSA, the policyholder must, among other requirements, be enrolled in an HSA-qualified high deductible health plan with a minimum annual deductible. The Internal Revenue Service (IRS) announced an [increase to that deductible amount](http://www.irs.gov/pub/irs-drop/rp-12-26.pdf). For calendar year 2013, a high deductible health plan is defined as a health plan with an annual deductible that is not less than $1,250 for self-only coverage or $2,500 for family coverage. The maximum annual out-of-pocket expenses (deductibles, co-payments and other amounts, but not premiums) cannot exceed $6,250 for self-only coverage or $12,500 for family coverage. The annual maximum HAS contribution for 2013 is: - $3,250 for individuals with self-only coverage (an increase of $150 from 2012). - $6,450 (an increase of $200 from 2012). For more information, visit the [IRS website](http://www.irs.gov/).   *HR Watchdog, HRCalifornia’s Employment Law Blog, © California Chamber of Commerce* Tags: [IRS](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/irs), [deductible amount](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/deductible-amount), [health savings account](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/health-savings-account), [high deductible health plan](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/high-deductible-health-plan), [increase](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/increase), [out of pocket medical expenses](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/out-of-pocket-medical-expenses), [HR Allen Consulting Services](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/hr-allen-consulting-services), [HR Informant](https://promotion-payroll-hr.pinnaclehro.com/human-resources-articles/topic/hr-informant) ### Stay updated with the hottest and latest employment law and HR trends and topics ### Most Popular Blog Posts Areas We Serve - 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